Landlord Insurance

Your Landlord Insurance Experts

Owning rental property is a great investment, but it also comes with unique risks that standard homeowners insurance doesn't cover. Landlord insurance is specifically designed to protect property owners who rent to tenants.

At L&T Agency Group, we help landlords understand their risks and find comprehensive coverage that protects their investment and rental income.

The Basics of Landlord Insurance

Landlord insurance typically covers the physical structure of your rental property, liability protection, and loss of rental income if your property becomes uninhabitable. You may also add coverage for vandalism and theft.

Your tenants' personal belongings are not covered — that's what renters insurance is for. L&T Agency Group can help you and your tenants understand your respective coverage needs.

The Impact of Landlord Insurance

Without proper coverage, a single incident — like a fire, storm damage, or liability claim — could wipe out your investment and leave you without rental income while repairs are made.

Landlord insurance protects your bottom line and gives you peace of mind as a property owner. L&T Agency Group has helped landlords across Illinois, Wisconsin, and Indiana protect their rental investments.

• Protects your rental property structure
• Provides liability coverage for tenant injuries
• Covers loss of rental income
• Protects against vandalism and theft

Coverage You Can Count On

At L&T Agency Group, we understand that life comes with risks — some expected, others completely out of the blue. That's why we provide clear, dependable insurance solutions designed to give you peace of mind. Our goal is to help you feel confident in the face of uncertainty, knowing you're protected no matter what comes your way.